Latest posts
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Bonds, loan notes, equity or SEIS/EIS: choose the instrument before you choose the investors

Most founders come to BDM Wealth Management with the raise already decided. They want £2m, they want it in eight weeks, and they want to know which investors to call. The instrument — bond, loan note, equity, SEIS/EIS — is treated as paperwork to be settled later. It is the wrong order. The instrument decides…